Dental Insurance

Patients ask us questions about dental insurance every single day, and we’re always ready to answer them, because we know making your care affordable is extremely important. Below, you’ll find our short and helpful guide on how to get the most out of your insurance here at Long Creek Dental. If you’d like more information regarding your specific policy, be sure to give us a call. We’re ready to help you save big at every single appointment.

Understanding How Dental Insurance Works

Most dental insurance policies divide various treatments into certain categories, and each category receives its own level of coverage.

 For example, checkups and cleanings are considered preventive and are usually covered 100%. Or, fillings and root canal therapy, which are in the restorative category, receive 80% coverage. You should be able to see how your plan divides up services in your policy information.

What Your Dental Insurance Plan Covers

Dental insurance benefits tend to follow a “100-80-50” structure, which looks something like this:

• Preventive services are covered 100% (checkups, cleanings, X-rays)
• Basic restorative services are covered 80% (fillings, root canal therapy)
• Advanced restorative services are covered 50% (crowns, dentures)

While this breakdown might vary from plan to plan, for most people, the best use of their insurance is to pay for preventive care, as this minimizes out-of-pocket costs while also helping a patient avoid the need for more expensive treatments.

Our In-Network PPO Dental Insurance Providers

Long Creek Dental is in-network with many PPO plans, which means we’ll not only accept your policy, but we’ll also be able to offer the highest level of coverage. One of the simplest ways to maximize your insurance is to visit an in-network practice.  We can even verify your benefits ahead of your first appointment so you’ll gain instant access to your savings.

Reach out to our team today!